If you need to do any online shopping, you can get the free BNU Net-Card. It has no annual fees. This (of course) assumes that you have opened a bank account with BNU, which requires an employment pass or resident card.
However, be aware that many online businesses no longer accept credit or debit cards issued by Macau banks.
Tiger Airways, a budget airline based in Singapore, is one of those companies. This is despite the fact that they fly direct to Macau from Singapore and the Philippines. Booking now has to be done through a travel agency, which will cost a few hundred more Patacas.
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